Vermont Medicare

Vermont Medicare Is A Federal Health Program For People Of Age 65 Or Above. People With Disabilities Or With Disease Like End Stage Renal Disease (Esrd) With Age Less Than 65 Are Also Covered By Medicare.

Original Medicare Has Many Gaps Which It Does Not Cover. Original Medicare Covers Most Of The Services But Not All.

Parts Of Medicare

Medicare Part A

  • Covers Inpatient Care In Hospitals.
  • Covers Skilled Nursing Facility, Hospice And Home Health Care.
Medicare Part B

  • Covers Doctor?s Services And Outpatient Care.
  • Covers Some Preventive Services To Maintain Your Health.
Medicare Part C

  • Health Coverage Plan Approved By Medicare Given By Private Insurance Companies.
  • Includes Part A And Part B And Also Other Services Like Part D.
Medicare Part D

  • Prescription Drug Coverage Approved By Medicare Given By Private Insurance Companies.
  • Covers The Cost Of Prescription Drugs.
  • Lowers Your Prescription Drug Cost By Sharing The Cost.

You Should Understand The Medicare Coverage Plans Carefully And Compare The Price, Premiums And Your Needs Before You Choose A Plan. Your Choice Of Plan Can Affect The Quality Of Care You Receive. Medicare Part A Is Free Mostly To All People Without Premium. You Can Avail The Enrollment For Part B Anytime In Seven Month Period. This Seven Month Period Starts Three Months Before You Are 65 And Ends Three Months After The Month You Complete 65 Years Of Age. You Pay For Copayments, Coinsurance And Deductibles Which May Apply On Each Of The Above Services.

Vermont Medicare Insurance Can Be An Important Factor For Your Grandparents, Family, Friends And Relatives In Many Health Care Decisions.

A Medicare Card Shows Whether The Person Has Coverage Of Part A And Part B.

Part A Is Premium Free While For Part B You May Have To Pay A Monthly Premium.

Vermont Medicare Is Classified Into Four Parts-

What Is Its Cost?

Medicare Part A Is Premium Free Health Care Insurance To All Those People Of Age 65 Or Above Already Receiving Social Security Benefits. When You Attain 65 Years Of Age You Automatically Get Medicare Part A And Part B Services.

Medicare Part B Can Be Joined By Paying Monthly Premiums. The Premium For Part B May Be Standard For Every Month. Social Security Will Inform You If You Have To Pay Excess Amount Than The Monthly Standard Premium.

When To Enroll?

Initial Enrollment Period

You Can Avail The Enrollment For Part B Anytime In Seven Month Period. This Seven Month Period Starts Three Months Before You Are 65 And Ends Three Months After The Month You Complete 65 Years Of Age.

General Enrollment Period

If The Initial Enrollment Period Is Over And You Did Not Enroll For Medicare Part A And /Or Medicare Part B, You Can Enroll From January 1-March 31 Each Year.

But You Will Have To Pay Higher Premium For Delayed Enrollment.